A digital tool for financial discipline
For people who want to manage spending more clearly. Get a budget you can actually understand and manage.
- Setup
- Minutes, not hours.
- Simple
- Budget with clarity.
- Steer
- Clear choices, faster decisions.
Too many budgeting apps make simple things feel hard.
They’re overblown with features most people don’t need.
That’s why our app stays simple on purpose.
Get OnTrack
Budget on the go.
Budget on desktop.
The whole month on a bigger canvas. Your categories and what’s left on one side, the month’s transactions on the other. It stays in sync with the app, so you can plan wherever you are.
Budget on iPad.
OnTrack works across all your devices. Your budget stays in sync on iPad, phone, and desktop, so you can check in or make a quick change on whatever screen is closest and always see the same numbers.
Decide where your money goes, then get on with your day.
Our goal is to help you manage one of the few financial factors you can actually control in your life: your spending. A zero-based budget plans where every dollar of your income will go. It is the simplest way to budget with clarity.
Name your categories
Organize your spending into categories like groceries, rent, giving, and savings.
Assign it before you spend it
Assign your income into those categories until nothing is left unassigned. That is the method.
Check it, decide, close the app
Track what you spend, see what is left in each category, and adjust.
Built for
- Singles
- Couples
- Families
- Students
Anyone wanting spending clarity
| Money in | $4,260.00 |
|---|---|
| Rent and utilities | $1,480.00 |
| Groceries | $620.00 |
| Savings | $500.00 |
| Giving | $426.00 |
| Kids and school | $215.00 |
| Car and fuel | $310.00 |
| Debt payoff | $340.00 |
| Everything else | $369.00 |
| Left to budget | $0.00 |
Simple pricing.
Upgrade for bank sync, transaction rules, and AI assistant connections.
Free
Forever$0.00
a month
All of OnTrack, except automatic bank sync, rules, and AI assistant connections.
Pro
Sync + Rules + AI$99.00 / year
Save 36%$8.25 a month
or $12.99 billed monthly
Everything in Free, plus automatic bank sync, rules, and AI assistant connections.
